Tuesday, May 20, 2014

How to Sell Home Insurance?

Selling insurance has grown into a multi-billion dollar industry, and knowing how to sell insurance can be a lucrative career. You just have to have the right marketing strategies down to grow your business and become an effective sales person.

1.Make sure that you have the appropriate licenses in order to be able to sell life and health and/or property and casualty insurance. You can obtain your state licensing through numerous testing companies and centers. Most require 40 hours of study before you can sit and take the test. There are also timing restrictions between opportunities to take the exam if you do not pass it on the first try.

2.Collaborate with a larger company. Become an agent of a well-known insurance company, and you can grow your business in part through familiarity of that company's name

3.Don't rule out cold calling, but invest in leads before you start trying out this cheap, sometimes effective sales method.

4.Consider offering a referral reward program. This will give incentive to current customers and business colleagues who know what you do to refer their friends and acquaintances.  

Your career starts with us, Become a Ensurity Group Agents Now!

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Ensurity Group Agents Benefits

Taking Care Of Our Own

What do you expect from a Fortune 500* company? How about a great benefits package that can help give peace of mind to you and the ones you love.

  • FREE -- Turning 65 Leads
  • OFFER A FREE --- $3000.00 Accidental Death Policy to all your customers
  • OFFER A FREE --- $5000.00 Accidental Death and Dismemberment
  • LIFE TIME RESIDUALS !!! 100% RENEWALS with One of our Companies
  • Life and Accidental Death and Dismemberment
  • Top Producer Incentives
  • Top Producer Incentives
  • Health Spending Accounts
Ensurity Group We are dedicated to designing Insurance Policies one by one and because we understand that each Family's needs are different, so are each one of our Policies. We design, build and deliver the best possible policy that would not only Meet ALL your needs but also fit YOUR Spending Lifestyle. We are here to help you. Please feel free to contact us with your questions. We specialize in: Life, Annuities, Final Expense.

Here it is best to combine the direct mail and the data list of seniors with a specific profile. Find a company that can provide FREE data for you and the direct mail at a deep discount. Make sure the leads are exclusive and not resold down the road.

Here again the knowledge of the product and pricing will be key factors, make sure you are representing a product that is competitive in price and that has some additional benefits for free or at very low cost such as:
1) Confined Care Benefits2) Waiver of Premium3) Accidental Death benefits4) Cash Accumulation5) Grandchild Riders for no more than $1 for up to 5 kids
these benefits just to name a few, but you need to be able to get a product to compete out there.

The script you use to call customers with is key and should be in line with the product you are selling. Search for help writing a script --- ONE SCRIPT DOES NOT FIT ALL PRODUCTS -- just like one size fit all does not work most of the time.

I would not pay more than $350.00 per 1000 mail drop. If you are buying leads from a company that you work for i would not pay more than $17.00 per lead you get.

Find advice on the best age group to call on or to mail to. If you are connected to the right company you will have this facts readily at your hand. 



Free Preset Mortgage Protection, Final Expense and Medicare Appointments

Medicare Advantage Free Appointment Program

Double Commissions Universal Life

Affordable Health Insurance Plans

 

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Welcome to Your Own Gold Mine!!

Though challenging, a career selling life insurance offers you the chance to earn top dollars in a recession-proof industry. Some insurance providers report that the annual income of agents not even considered the company’s top earners is between $350,000 and $600,000. In addition, there are other benefits to consider if you want to become a Ensurity Group of agent, such as the personal satisfaction you’ll feel when delivering a check to a family who’s just lost their major household provider. Most agents say these benefits outweigh disadvantages, such as the years it takes to build up a loyal clientele. If you’re up to the challenge, follow these steps so you can become a life insurance agent.

* This program is designed for agents that want to focus 100% on Selling.

* Simple & Exclusive $325.00 for 1000 Mailers, 1% Return Guaranteed

* Street Level Contracts--You pay for Mortgage Protection Leads at a Discounted Rate 


How to become an Insurance Agent

~~ Find out what insurance agents do.

~~ Decide whether you have the temperament and financial means to become a life insurance     agent. 

~~ Look for educational and employment opportunities with insurance companies.

~~ Find out about your state’s requirements for education and licensing.  

~~ Apply for licensure. 



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E mail Us at brokerage@ensuritygroup.com
                     contracting@ensuritygroup.com

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Sunday, May 18, 2014

How to sell Final Expense?

We literally mean it... We Picked 3 EXCLUSIVE Programs that are HIGH INCOME Generators for Insurance Agents and 1 Medicare Advantage Program --- we picked them from several hundred out in the market, we picked the best 3 and now you have them all under 1 umbrella.
  1.  Get your life insurance license through your local state office. You can find the pre-licensing requirements and instructions by searching for your State Insurance Department online. You can also go to Most states will have you take your test through a company called Prometric. If you pass the test, you get your license. There are many classes online that will teach you how to pass the test or you can take a class locally. (live classes are highly recommended) 
  2. Get contracted with at least 4 insurance companies that sell final expense insurance at reasonable rates. This is where doing some homework will pay off. You'll want to check the ratings and reviews of the companies before contracting with them. You will want a primary company that has the best price/benefits and then a few other companies that will accept certain health conditions your primary company will not accept.
  3. Order final expense leads. Most agents choose to order direct mail final expense leads from a mailing house. You can use a telemarketing company for telemarketed final expense leads or buy internet final expense leads.  
  4. Seek out final expense training. You can either join up with a captive company that will take a portion of your commissions in exchange for teaching you the business or be independent, making a good bit more money. Most agents find it beneficial to plug into system that has already been developed by an IMO. (Insurance Marketing Organization) Examples of some of the leading IMO's would be NAA, Securus  or Howe Insurance Services.
  5. Learn how to make final expense appointments off the leads you receive. You can either make these appointments yourself or you can hire someone to do this for you. There are also some companies that sell pre set final expense appointments that you can use.  
  6. Memorize a final expense sales presentation. Don't try to wing it. Learn a sales script word for word. You will find this online or through any company you join with. A good final expense sales script will open and close the sale without any objections. Being able to relate to folks is one of the biggest keys to success in the Final Expense market. 
  7. Watch your bank account grow. Each sale averages about $500 in commissions and if you are doing at least 15 appointments a week, you should be making 5-8 sales a week.

E mail us at: Brokerage@ensuritygroup.com
                     contracting@ensuritygroup.com

 

Be One of Us!!  

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Wednesday, May 14, 2014

Welcome to Your Own Gold Mine!!

!!

Built for Agents out in the Field,Design by Agents in the Field.....                                     We understand where you are coming from..........                                                         Time to Sell and Build!!
We literally mean it... We Picked 3 EXCLUSIVE Programs that are HIGH INCOME Generators for Insurance Agents and 1 Medicare Advantage Program --- we picked them from several hundred out in the market, we picked the best 3 and now you have them all under 1 umbrella.
Solutions for Life
This program is designed for agents that want to focus 100% on Selling.

Exclusive Final Expense

Simple & Exclusive $325.00 for 1000 Mailers, 1% Return Guaranteed

Direct Mail Program

Street Level Contracts--You pay for Mortgage Protection Leads at a Discounted Rate

CONTACT US:

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855-332-7148        972-432-4129         855-332-7149